TriDES2 is a new generation of 3D Secure solution for issuing and acquiring institutions which want to reduce the risk of fraudulent online payment transactions with the Strong Customer Authentication. Following the new 3D Secure requirements, TriDES2 enables enhanced authentication methods including Transaction Risk Analysis and Risk Based Authentication, which enable a frictionless online payment experience for end users. In order to reduce reputational risks, card schemes took steering role to assure maximal efficiency of 3D Secure and motivate issuing and acquiring banks to deploy 3D secure programs.
Key benefits
BENEFITS FOR ISSUERS
More value to existing product offerings
A decrease in online card fraud and disputed transactions
Deep risk assessment of online merchants, clients and transactions
Progressive security
MERCHANTS AND ACQUIRERS
Increase of sales
Granted liability shift for fraud and disputed transactions
Fast and easy integration
Progressive security
High conversion rate
CARDHOLDER
Increased confidence in online payment when purchasing on the web or by mobile applications
Easy to use – simple and intuitive, frictionless process and refined user experience
Own control of payment risk parameters
Uniformed 2FA authentication and user experience across all digital channels
Product components
Trides ACS
integrated enrollment service, enabling AE (Automated Enrollment) and ADS (Activation During Shopping)
integrated AACS – Attempts Access Control Server
multiple directory servers support (MasterCard, VISA, American Express, Diners Club, JCB)
support for different HSM devices
support for different authentication mechanisms (static password, hardware tokens, SMS, mobile token, MasterCard CAP and VISA DPA)
support for multiple financial institutions
adjustable user interface, dependent on card properties
adjustments of authentication properties to the cardholder level
multi-language support
different levels of administration through assignment of different roles and access rights
e-mail notifications for cardholders and administrators
Trides ACS Administration
configuration of properties and features (directory servers, financial institutions, authentication modules, keys, etc.)
solution monitoring and reporting (audit and transaction logs)
Trides MPI
support for multiple payment schemes
DS storage
API integration with all leading web technologies
multi-language support
support for automatic e-mail notifications
optional support for HSM devices
Trides MPI Administration
properties maintenance, key and certificate handling, reporting and monitoring (audit and transaction logs)
