ASEE certified EMV® 3-D Secure Server upgraded to EMV3DS v2.2
ASEE successfully completed the EMVCo testing and received the EMVCo Letter of Approval for the TriDES2 3D Secure Server aligned with the EMV® 3-D Secure v2.2 standard. The TriDES2 Secure Server enables merchants and acquiring banks to protect online payments from fraudsters at their web and mobile shops via interoperable 3D Secure authentication.
EMVCo continues the 3D Secure strategy set with EMV3DS v2.0 – having a strong focus on adopting current trends in e-commerce and online payment, fast and smooth transactions, minimal friction and disturbance for the Payee, great User Experience, and ultimate level of transaction security.
In 3DS v2.2 there were additional protocol improvements in this direction, such as:
- More details and new transaction data for 3RI transactions,
- Additional data in Merchant Whitelisting including process explanations and best practice,
- Introduced Decoupled authentication to support authentication for 3RI and MIT (Merchant Initiated Transactions),
- Extended and clarified Acquirer exemption message and business process in order to improve adoption by acquirers and issuers.
VISA and MC, as main card schemes, have different 3DS 2.2 adoption roadmap. VISA has defined a milestone for issuers and acquirers to adopt to EMV3DS 2.2 until the end of Q1 this year (2021). However, Mastercard has not set such a milestone since MC has adopted some of the features from EMV3DS 2.2 through its MC 2.1+ extensions.
If you want to make a fast upgrade to EMV3DS 2.2, contact us at firstname.lastname@example.org to get a free, zero-obligation consultation.